APRIL 2024
Protect your home from basement flooding
After a cold winter, the springtime is a welcome change. But with the longer days and warmer weather comes new challenges. The potential for flooding increases as the snow melts and heavy rain falls. Canadians are experiencing more floods than ever before. According to the Government of Canada, flooding has increased 300% since the 1960s. But many homeowners haven't taken the proper steps to protect themselves or their properties. No matter what area you live in, flooding can happen to you. Don't wait for the water – take these proactive steps to minimize your risk of a flood damaging your home.
Read more at www.otip.com/article180. #OTIPUpdate
After a cold winter, the springtime is a welcome change. But with the longer days and warmer weather comes new challenges. The potential for flooding increases as the snow melts and heavy rain falls. Canadians are experiencing more floods than ever before. According to the Government of Canada, flooding has increased 300% since the 1960s. But many homeowners haven't taken the proper steps to protect themselves or their properties. No matter what area you live in, flooding can happen to you. Don't wait for the water – take these proactive steps to minimize your risk of a flood damaging your home.
Read more at www.otip.com/article180. #OTIPUpdate
Planning for retirement: Are you ready?
Retirement can be a remarkable time of life when you get to explore new things. To make the most of your retirement, you'll want a solid financial foundation to fund your basic needs and those extra activities you finally have time to do. But how much do you need? Let's find out.
Read more at www.otip.com/article181. #OTIPUpdate
Retirement can be a remarkable time of life when you get to explore new things. To make the most of your retirement, you'll want a solid financial foundation to fund your basic needs and those extra activities you finally have time to do. But how much do you need? Let's find out.
Read more at www.otip.com/article181. #OTIPUpdate
Demystifying Responsible Investing: what you need to know
“Sustainable”. “Green”. “Ethical”. “Responsible”.
Although described in many different ways, investing in funds or companies that reflect your beliefs and values has been one of the fastest-growing investment trends in recent years. Around the world, investors expect to increase the share of sustainably invested assets from 18% to 37% by 2025.
If you’re one of the many investors interested in supporting environmental, social, and corporate governance causes, here’s what you need to know: https://bit.ly/494oGxS.
“Sustainable”. “Green”. “Ethical”. “Responsible”.
Although described in many different ways, investing in funds or companies that reflect your beliefs and values has been one of the fastest-growing investment trends in recent years. Around the world, investors expect to increase the share of sustainably invested assets from 18% to 37% by 2025.
If you’re one of the many investors interested in supporting environmental, social, and corporate governance causes, here’s what you need to know: https://bit.ly/494oGxS.
Early retirement 101: the importance of being financially and emotionally ready
Did you know that education members tend to retire earlier than the average Canadian (age 59 versus 64)? The sudden shift from working all hours to having an abundance of free time can take a little getting used to—both financially and emotionally. If early retirement is on your mind, and especially if you’re thinking of retiring before you reach your 85 or 90 factor, here’s what you need to do to prepare for life ‘after school’: https://bit.ly/3TRpcen.
Brought to you by Educators Financial Group. Helping the education community, and their families, achieve their financial goals since 1975. Book your complimentary consultation today: https://bit.ly/3VywPaW.
Did you know that education members tend to retire earlier than the average Canadian (age 59 versus 64)? The sudden shift from working all hours to having an abundance of free time can take a little getting used to—both financially and emotionally. If early retirement is on your mind, and especially if you’re thinking of retiring before you reach your 85 or 90 factor, here’s what you need to do to prepare for life ‘after school’: https://bit.ly/3TRpcen.
Brought to you by Educators Financial Group. Helping the education community, and their families, achieve their financial goals since 1975. Book your complimentary consultation today: https://bit.ly/3VywPaW.
MARCH 2024
Insurance built for all members of the education community.
Get personalized service, exclusive discounts on car and home insurance, and a $20 gift card of your choice when you get a quote!
Learn more: https://bit.ly/3Rce6Os #OTIPUpdate
Get personalized service, exclusive discounts on car and home insurance, and a $20 gift card of your choice when you get a quote!
Learn more: https://bit.ly/3Rce6Os #OTIPUpdate
FEBRUARY 2024
Burnout and Stress 101: Finding Balance with Mindfulness
In today's fast-paced world, it's no surprise that burnout and stress are common challenges millions face. As society places increasing demands on our time, energy, and mental capacity, many feel drained, unfulfilled, and overwhelmed.
However, there is a secret tool for gaining mental clarity and a sense of inner peace. Here, we'll get into the complexities of burnout and stress and discuss how mindfulness can pave the way to enhanced well-being.
Read more at www.otip.com/article176. #OTIPUpdate
In today's fast-paced world, it's no surprise that burnout and stress are common challenges millions face. As society places increasing demands on our time, energy, and mental capacity, many feel drained, unfulfilled, and overwhelmed.
However, there is a secret tool for gaining mental clarity and a sense of inner peace. Here, we'll get into the complexities of burnout and stress and discuss how mindfulness can pave the way to enhanced well-being.
Read more at www.otip.com/article176. #OTIPUpdate
Claims counselling – our dedicated team is here to help
The unfortunate reality is accidents happen. That's why insurance exists. However, we recommend you speak with your licensed insurance broker about whether making an official claim with your insurance company is in your best interest. That's where claims counselling comes in handy.
Read more at www.otip.com/article177. #OTIPUpdate
The unfortunate reality is accidents happen. That's why insurance exists. However, we recommend you speak with your licensed insurance broker about whether making an official claim with your insurance company is in your best interest. That's where claims counselling comes in handy.
Read more at www.otip.com/article177. #OTIPUpdate
Six components that every education member should add to their financial plan
There are many building blocks to a successful financial plan, and it can be hard to create — and stick to — each block.
For many, the choice between stocks and bonds and the arrangement of pensions and taxes can be daunting. Personalized and professional financial advice can help you manage your unique needs and challenges to create a workable strategy.
With the RRSP deadline around the corner, and tax deadline quickly approaching, here are key things you should know about financial planning and taxes: https://bit.ly/3SdKWPr.
Brought to you by Educators Financial Group. Trusted by over 16,000 education members and their families to meet their financial goals. Book your complimentary consultation today: https://bit.ly/3SeMQ2c.
There are many building blocks to a successful financial plan, and it can be hard to create — and stick to — each block.
For many, the choice between stocks and bonds and the arrangement of pensions and taxes can be daunting. Personalized and professional financial advice can help you manage your unique needs and challenges to create a workable strategy.
With the RRSP deadline around the corner, and tax deadline quickly approaching, here are key things you should know about financial planning and taxes: https://bit.ly/3SdKWPr.
Brought to you by Educators Financial Group. Trusted by over 16,000 education members and their families to meet their financial goals. Book your complimentary consultation today: https://bit.ly/3SeMQ2c.
JANUARY 2024
Turning up the heat: safety tips
There’s nothing like a home that’s toasty and warm when the temperature starts to drop. But there are precautions to take in order to heat safely. Here are some handy tips to avoid ending up… in hot water.
Read more at www.otip.com/article175. #OTIPUpdate
There’s nothing like a home that’s toasty and warm when the temperature starts to drop. But there are precautions to take in order to heat safely. Here are some handy tips to avoid ending up… in hot water.
Read more at www.otip.com/article175. #OTIPUpdate
How to put your financial plan into motion
When it comes to your financial dreams and goals, where would you like to be a year from now? How about five years from now?
Okay, so you probably can’t even think past the next few weeks let alone five years down the road. However, school years come and go – and before you know it you will have reached your 85- or 90-factor.
Don’t let the years pass you by without spending some time on your financial goals, especially as we kick off a new year. Whether you’re looking to make things happen in the short term, long term, or both, here’s how to put your plans for the future into motion today: https://bit.ly/3RHUEsW.
PLUS: for a limited time, when you open a new investment account with Educators Financial Group, you’ll automatically be entered for a chance to WIN $1,000.* Learn more: https://bit.ly/3NJKQxL
Brought to you by Educators Financial Group.
When it comes to your financial dreams and goals, where would you like to be a year from now? How about five years from now?
Okay, so you probably can’t even think past the next few weeks let alone five years down the road. However, school years come and go – and before you know it you will have reached your 85- or 90-factor.
Don’t let the years pass you by without spending some time on your financial goals, especially as we kick off a new year. Whether you’re looking to make things happen in the short term, long term, or both, here’s how to put your plans for the future into motion today: https://bit.ly/3RHUEsW.
PLUS: for a limited time, when you open a new investment account with Educators Financial Group, you’ll automatically be entered for a chance to WIN $1,000.* Learn more: https://bit.ly/3NJKQxL
Brought to you by Educators Financial Group.
DECEMBER 2023
Should you opt out of Direct Compensation Property Damage coverage?
Soon, Ontario drivers will have a new option to restrict coverage in the event of a collision—the option not to claim damages.
In December 2022, the Financial Services Regulatory Authority of Ontario (FSRA) announced that Ontario Policy Change Form (OPCF) 49 will give drivers the choice to opt out of Direct Compensation Property Damage (DCPD) coverage.
Under OPCF 49, you can agree not to be compensated by your insurance company or anyone else, including anyone at fault for causing the damage or their insurance company. But what does that mean?
Read more at www.otip.com/article173. #OTIPUpdate
Soon, Ontario drivers will have a new option to restrict coverage in the event of a collision—the option not to claim damages.
In December 2022, the Financial Services Regulatory Authority of Ontario (FSRA) announced that Ontario Policy Change Form (OPCF) 49 will give drivers the choice to opt out of Direct Compensation Property Damage (DCPD) coverage.
Under OPCF 49, you can agree not to be compensated by your insurance company or anyone else, including anyone at fault for causing the damage or their insurance company. But what does that mean?
Read more at www.otip.com/article173. #OTIPUpdate
The top 8 things that should be on your ‘end of the year financial to-do’ list
If you hold any kind of investments, have children or grandchildren, or turned 71 this year, this is one list you might want to bookmark. While it may not be filled with elaborate gifts or delectable treats, taking care of the items on this list will provide you with the financial peace of mind to make you merry not only during the upcoming holiday season—but also in the years to come.
Here are your top 8 financial ‘to-dos’ before the end of the year:
#1: Consider making TFSA withdrawals by December 31st.
If you were thinking about withdrawing from your Tax-Free Savings Account in the next few months to pay for home renovations, car repairs, or other big-ticket items—you might want to consider taking that money out by December 31st. Otherwise, if you withdraw funds from your TFSA after January 1st, you wouldn’t be able to re-contribute that money until the following calendar year.
#2: Get those RESP contributions in by December 31st to maximize the CESG.
While you can contribute to a Registered Education Savings Plan anytime (within 31 years of opening it), maximizing your contributions before the end of each calendar year has one very specific benefit—getting the most from the Canada Education Savings Grant (CESG). That’s where the government chips in up to 20% over and above your annual contributions.
Read the full article: https://bit.ly/3QSUZsF
Brought to you by Educators Financial Group.
Helping the education community, and their families, achieve their financial goals since 1975.
Book your complimentary consultation today: https://bit.ly/3sWAWRW.
If you hold any kind of investments, have children or grandchildren, or turned 71 this year, this is one list you might want to bookmark. While it may not be filled with elaborate gifts or delectable treats, taking care of the items on this list will provide you with the financial peace of mind to make you merry not only during the upcoming holiday season—but also in the years to come.
Here are your top 8 financial ‘to-dos’ before the end of the year:
#1: Consider making TFSA withdrawals by December 31st.
If you were thinking about withdrawing from your Tax-Free Savings Account in the next few months to pay for home renovations, car repairs, or other big-ticket items—you might want to consider taking that money out by December 31st. Otherwise, if you withdraw funds from your TFSA after January 1st, you wouldn’t be able to re-contribute that money until the following calendar year.
#2: Get those RESP contributions in by December 31st to maximize the CESG.
While you can contribute to a Registered Education Savings Plan anytime (within 31 years of opening it), maximizing your contributions before the end of each calendar year has one very specific benefit—getting the most from the Canada Education Savings Grant (CESG). That’s where the government chips in up to 20% over and above your annual contributions.
Read the full article: https://bit.ly/3QSUZsF
Brought to you by Educators Financial Group.
Helping the education community, and their families, achieve their financial goals since 1975.
Book your complimentary consultation today: https://bit.ly/3sWAWRW.
NOVEMBER 2023
Winter tire 101
It’s no secret that getting from point A to point B in the middle of a Canadian blizzard can be tough. Thankfully, there’s one simple step you can take towards a safer winter drive: installing a set of quality winter tires.
Read more at www.otip.com/article171. #OTIPUpdate
It’s no secret that getting from point A to point B in the middle of a Canadian blizzard can be tough. Thankfully, there’s one simple step you can take towards a safer winter drive: installing a set of quality winter tires.
Read more at www.otip.com/article171. #OTIPUpdate
November is Financial Literacy Month
Pay grids. Pension contributions. Deferred leaves. These are all factors unique to education members. And each of these factors plays an important role when it comes to your overall financial journey.
This month, take time to empower yourself and invest in your own financial wellbeing. By being financially literate, you can better manage life events such as buying your first home, having a child, or retiring early.
Check out these upcoming events and educational resources to help strengthen your financial literacy and make more informed decisions about your money:
Pay grids. Pension contributions. Deferred leaves. These are all factors unique to education members. And each of these factors plays an important role when it comes to your overall financial journey.
This month, take time to empower yourself and invest in your own financial wellbeing. By being financially literate, you can better manage life events such as buying your first home, having a child, or retiring early.
Check out these upcoming events and educational resources to help strengthen your financial literacy and make more informed decisions about your money:
- NEW First Home Savings Account (FHSA) resources
- FHSA 101 on-demand webinar: https://bit.ly/3QbbJea
- A step-by-step guide: Using a First Home Savings Account to help you save for your first home: https://bit.ly/46LwILJ
- Walk into Retirement with a Plan – sign up for upcoming workshops and webinars in collaboration with OTIP: https://otip.my.salesforce-sites.com/wrpen/
- Financial literacy newsletter – get educator-specific tips and resources straight to your inbox every month, plus your chance to win a $50 gift card: https://bit.ly/3Q6ptqK
October 2023
The ultimate fall home maintenance checklist
Preparing your home in the warmer weather could save you some headaches when winter starts blowing in. Wondering what kind of home maintenance tasks you need to do to get your property ready for fall and winter?
Read more at www.otip.com/article170. #OTIPUpdate
Preparing your home in the warmer weather could save you some headaches when winter starts blowing in. Wondering what kind of home maintenance tasks you need to do to get your property ready for fall and winter?
Read more at www.otip.com/article170. #OTIPUpdate
The top 10 tips for getting the most out of your mortgage renewal
Have a mortgage renewal coming up? You may be tempted to simply sign that renewal letter and be done with it (because time is ticking and interest rates keep on rising). However, not doing your homework before renewal time could mean missing out on opportunities to save money or switch to another mortgage that’s a better fit for your current needs.
Get the most out of your mortgage renewal with these 10 tips: https://bit.ly/3xxKT7G.
Brought to you by Educators Financial Group.
Have a mortgage renewal coming up? You may be tempted to simply sign that renewal letter and be done with it (because time is ticking and interest rates keep on rising). However, not doing your homework before renewal time could mean missing out on opportunities to save money or switch to another mortgage that’s a better fit for your current needs.
Get the most out of your mortgage renewal with these 10 tips: https://bit.ly/3xxKT7G.
Brought to you by Educators Financial Group.
September 2023
Feeling refreshed for a new school year
Summer break is an excellent time to refresh yourself for the next school year. It’s also an ideal time to align your goals, including those that support your health, wellness, and financial security. Let OTIP help you with that!
Read more at www.otip.com/article168. #OTIPUpdate
Summer break is an excellent time to refresh yourself for the next school year. It’s also an ideal time to align your goals, including those that support your health, wellness, and financial security. Let OTIP help you with that!
Read more at www.otip.com/article168. #OTIPUpdate
Sending your teen off to school? Don’t skip these 7 steps
Moving away to college or university will likely be the longest stretch of time your teen has ever spent away from home. In your final few days of the summer holidays, take these 7 steps to prepare your teen for dorm life.
Read more at www.otip.com/article169. #OTIPUpdate
Moving away to college or university will likely be the longest stretch of time your teen has ever spent away from home. In your final few days of the summer holidays, take these 7 steps to prepare your teen for dorm life.
Read more at www.otip.com/article169. #OTIPUpdate
3 quick tips for starting the school year on the right financial track
For members of the education community, this time of year can be demanding enough without having to stress about your cash flow. If you also happen to be coming back from leave or have had a recent change in status to your contract, there are also key financial details you’ll want to keep in mind, going into the new school year.
That’s why we’ve put together 3 quick tips to help you start the school year on the right financial track. https://bit.ly/45OT91O. Brought to you by Educators Financial Group.
For members of the education community, this time of year can be demanding enough without having to stress about your cash flow. If you also happen to be coming back from leave or have had a recent change in status to your contract, there are also key financial details you’ll want to keep in mind, going into the new school year.
That’s why we’ve put together 3 quick tips to help you start the school year on the right financial track. https://bit.ly/45OT91O. Brought to you by Educators Financial Group.
June 2023
7 road trips in Ontario you have to take before summer ends
In Canada, we cherish the long-awaited summertime. Ontario has many experiences to offer, and with just a few short months of warm weather, road trips are essential. That's why we've compiled a list of the best road trips in Ontario to soak up the sights.
Read more at www.otip.com/article166.
In Canada, we cherish the long-awaited summertime. Ontario has many experiences to offer, and with just a few short months of warm weather, road trips are essential. That's why we've compiled a list of the best road trips in Ontario to soak up the sights.
Read more at www.otip.com/article166.
Little-known facts about seasonal property insurance
There’s nothing like a relaxing getaway at the cottage by the lake or the cabin in the woods. More than just bricks and mortar, your seasonal property is the keeper of cherished memories. Read on to learn some little-known facts about seasonal property insurance coverage.
Read more at www.otip.com/article167.
There’s nothing like a relaxing getaway at the cottage by the lake or the cabin in the woods. More than just bricks and mortar, your seasonal property is the keeper of cherished memories. Read on to learn some little-known facts about seasonal property insurance coverage.
Read more at www.otip.com/article167.
May 2023
What education members need to know about the new First Home Savings Account
Thinking about buying your first home? Good news. The new Tax-Free First Home Savings Account (FHSA), designed to help qualifying first-time home buyers save for their home, is here. So, how exactly does this new account work and how can education members leverage it to save for their first home?
Read on to learn more about the FHSA and why you should consider opening an FHSA, even if you’re unsure about buying a home: https://bit.ly/41YyS7T. Brought to you by Educators Financial Group.
Thinking about buying your first home? Good news. The new Tax-Free First Home Savings Account (FHSA), designed to help qualifying first-time home buyers save for their home, is here. So, how exactly does this new account work and how can education members leverage it to save for their first home?
Read on to learn more about the FHSA and why you should consider opening an FHSA, even if you’re unsure about buying a home: https://bit.ly/41YyS7T. Brought to you by Educators Financial Group.
6 ways to make better use of your tax refund
Another tax season is in the books, and for many of you, it may mean getting a refund on money paid in taxes. In fact, just over half of the 31 million tax returns filed in 2022 received a refund, at an average amount of $2,176. But, before you rush out to spend it, consider how you can put it to work to enhance your financial future.
Here are 6 ways to make much better use of your tax refund: https://bit.ly/40J5eT4. Brought to you by Educators Financial Group.
Another tax season is in the books, and for many of you, it may mean getting a refund on money paid in taxes. In fact, just over half of the 31 million tax returns filed in 2022 received a refund, at an average amount of $2,176. But, before you rush out to spend it, consider how you can put it to work to enhance your financial future.
Here are 6 ways to make much better use of your tax refund: https://bit.ly/40J5eT4. Brought to you by Educators Financial Group.
April 2023
Car theft is a huge industry. Is your vehicle a target?
Did you know Canada’s auto theft industry is a $1 billion business? According to the Insurance Bureau of Canada, a vehicle is stolen every six minutes in Canada. Knowing whether your vehicle has landed on Canada’s top 10 stolen cars can help you assess your risk level and determine preventative measures.
Read more at www.otip.com/article163.
Did you know Canada’s auto theft industry is a $1 billion business? According to the Insurance Bureau of Canada, a vehicle is stolen every six minutes in Canada. Knowing whether your vehicle has landed on Canada’s top 10 stolen cars can help you assess your risk level and determine preventative measures.
Read more at www.otip.com/article163.
Does home insurance cover mould damage?
Mould is a common enemy of Canadian homeowners. It poses a severe health risk and can significantly damage your home, making it expensive to repair. As a homeowner, understanding how to purify your indoor air and keep your family and visitors healthy is essential.
Read more at www.otip.com/article164.
Mould is a common enemy of Canadian homeowners. It poses a severe health risk and can significantly damage your home, making it expensive to repair. As a homeowner, understanding how to purify your indoor air and keep your family and visitors healthy is essential.
Read more at www.otip.com/article164.
March 2023
Planning for retirement when it’s ten years, five years, and one year away
Planning for retirement but don’t know where to start? You’re not alone. Here are some action items you can take as your retirement date draws closer.
Read more at www.otip.com/article160.
Travelling for March Break? Keep these safety tips in mind
Whether you are planning a road trip or a sunny resort getaway, you want your holiday to be enjoyable and stress-free. Read our list of safety tips to help you prepare for a safe and memorable trip.
Read more at www.otip.com/article161.
Whether you are planning a road trip or a sunny resort getaway, you want your holiday to be enjoyable and stress-free. Read our list of safety tips to help you prepare for a safe and memorable trip.
Read more at www.otip.com/article161.
Planning for your retirement?
RTIP offers the most flexible health, dental and travel insurance for the retired education community.
Apply online or register for a free workshop or webinar to learn more: http://bit.ly/3Y7svgs #OTIPUpdate
RTIP offers the most flexible health, dental and travel insurance for the retired education community.
Apply online or register for a free workshop or webinar to learn more: http://bit.ly/3Y7svgs #OTIPUpdate
February 2023
Battery care: Avoid the hazards!
Rechargeable batteries are perishable, slowly fading from the day they are manufactured. No need to worry, though; there are ways to charge and store your batteries properly. Here’s what you need to know.
Read more at www.otip.com/article159.
Rechargeable batteries are perishable, slowly fading from the day they are manufactured. No need to worry, though; there are ways to charge and store your batteries properly. Here’s what you need to know.
Read more at www.otip.com/article159.
TFSA or RRSP: an education member’s guide to making the right choice
One of the most frequently asked financial questions out there is whether to invest in a tax-free savings account (TFSA) or a registered retirement savings plan (RRSP). While TFSAs and RRSPs both offer tax advantages that can help you achieve your saving and investing goals, which is right for you?
To help you decide, check out this education member’s guide to making the right choice: http://bit.ly/3WG9tgc.
Brought to you by Educators Financial Group.
One of the most frequently asked financial questions out there is whether to invest in a tax-free savings account (TFSA) or a registered retirement savings plan (RRSP). While TFSAs and RRSPs both offer tax advantages that can help you achieve your saving and investing goals, which is right for you?
To help you decide, check out this education member’s guide to making the right choice: http://bit.ly/3WG9tgc.
Brought to you by Educators Financial Group.
January 2023
Start the new year off right with ways to save on your home and auto insurance
The price you pay for insurance can vary by hundreds of dollars, so how can you get the best value for your money? Here are 10 ways you may be eligible to save on your home and auto insurance and start your new year off right.
Read more at www.otip.com/article158
The price you pay for insurance can vary by hundreds of dollars, so how can you get the best value for your money? Here are 10 ways you may be eligible to save on your home and auto insurance and start your new year off right.
Read more at www.otip.com/article158
The top 5 things that should be on your ‘beginning of the year financial to-do’ list
It’s a new year—and while you might be sorting out whether or not an ‘old acquaintance should be forgotten’, there is a list of money-related things you shouldn’t forget if you want to start this year on the right financial foot.
From making the most of your TFSA and RESP contributions, to getting ahead of the RRSP and tax deadlines, check out the top 5 things that should be on your new year financial to-do list: https://bit.ly/3VpNTvU. Brought to you by Educators Financial Group
It’s a new year—and while you might be sorting out whether or not an ‘old acquaintance should be forgotten’, there is a list of money-related things you shouldn’t forget if you want to start this year on the right financial foot.
From making the most of your TFSA and RESP contributions, to getting ahead of the RRSP and tax deadlines, check out the top 5 things that should be on your new year financial to-do list: https://bit.ly/3VpNTvU. Brought to you by Educators Financial Group
December 2022
Resisting rust: How to protect your vehicle from rust damage
While road salt helps drivers get safely from one place to the next by keeping streets clear of ice and snow, repeated exposure can leave your vehicle vulnerable to rust. If not correctly taken care of, rust can cause significant damage to your vehicle and pose serious safety risks. Here are 5 things you can do to protect your vehicle from rust damage this winter.
Read more at www.otip.com/article156.
While road salt helps drivers get safely from one place to the next by keeping streets clear of ice and snow, repeated exposure can leave your vehicle vulnerable to rust. If not correctly taken care of, rust can cause significant damage to your vehicle and pose serious safety risks. Here are 5 things you can do to protect your vehicle from rust damage this winter.
Read more at www.otip.com/article156.
Shop safely online this holiday season
Online shopping has become a big part of many Canadians' lives. As an online shopper, you get to avoid checkout lines, scout for the best prices and shop whenever you want – all from the comfort of your home. Here are nine online shopping safety tips to help prevent scams and protect yourself and your family this holiday season.
Read more at www.otip.com/article157.
Online shopping has become a big part of many Canadians' lives. As an online shopper, you get to avoid checkout lines, scout for the best prices and shop whenever you want – all from the comfort of your home. Here are nine online shopping safety tips to help prevent scams and protect yourself and your family this holiday season.
Read more at www.otip.com/article157.
November 2022
How to prepare your vehicle for winter in Canada
Seasoned Canadian drivers know the toll a long winter can take on a vehicle. Between the snow, ice, salt and slush on the roads and the wet, cold climate, it’s a tough season for vehicle owners. While harsh winters are an unavoidable reality of life in Canada, there are steps you can take to prevent damage to your vehicle and to keep you safe on the road. Here’s a list of 7 things you can do to get your vehicle winter ready.
Read more at www.otip.com/article155.
Seasoned Canadian drivers know the toll a long winter can take on a vehicle. Between the snow, ice, salt and slush on the roads and the wet, cold climate, it’s a tough season for vehicle owners. While harsh winters are an unavoidable reality of life in Canada, there are steps you can take to prevent damage to your vehicle and to keep you safe on the road. Here’s a list of 7 things you can do to get your vehicle winter ready.
Read more at www.otip.com/article155.
RESP 101: a 3-step guide to maximizing its total savings potential
Did you know that only half of Canadian families are taking advantage of the Registered Education Savings Plan (RESP)? With the RESP contribution deadline around the corner, there’s a massive opportunity to kick-start your own child’s (or grandchild’s) post-secondary savings into high gear going forward.
Here are 3 steps on how to truly maximize the total savings potential of an RESP: https://bit.ly/3F9SFt1. Brought to you by Educators Financial Group.
Did you know that only half of Canadian families are taking advantage of the Registered Education Savings Plan (RESP)? With the RESP contribution deadline around the corner, there’s a massive opportunity to kick-start your own child’s (or grandchild’s) post-secondary savings into high gear going forward.
Here are 3 steps on how to truly maximize the total savings potential of an RESP: https://bit.ly/3F9SFt1. Brought to you by Educators Financial Group.
October 2022
Comparing an insurance broker to a direct writer and what makes OTIP different
When shopping for insurance it’s not only important to understand the coverage you’re looking for, but also your options for where to purchase your insurance. The two most popular options are direct writers and brokers, and understanding their differences may impact your decision when purchasing a policy.
Read more at www.otip.com/article152.
When shopping for insurance it’s not only important to understand the coverage you’re looking for, but also your options for where to purchase your insurance. The two most popular options are direct writers and brokers, and understanding their differences may impact your decision when purchasing a policy.
Read more at www.otip.com/article152.
Insurance served your way.
Receive a $20 gift card when you get a quote for car or home insurance!
Speak to an OTIP broker and mention this offer.
Get a quote: https://bit.ly/3Rf9e9n
Receive a $20 gift card when you get a quote for car or home insurance!
Speak to an OTIP broker and mention this offer.
Get a quote: https://bit.ly/3Rf9e9n
Your insurance bill shouldn’t scare you this Halloween here’s how to lower your insurance cost
With Halloween just around the corner and the ‘spooky season’ in full swing, there are many frights to behold. But your insurance bill shouldn’t be one of them.
While you need enough coverage to ensure you, your loved ones and your belongings are protected, there are ways to lower your insurance cost without reducing your coverage. We’ve put together a list of savings and discount options you may be eligible for in order to save on your home and auto insurance.
Read more at www.otip.com/article153
With Halloween just around the corner and the ‘spooky season’ in full swing, there are many frights to behold. But your insurance bill shouldn’t be one of them.
While you need enough coverage to ensure you, your loved ones and your belongings are protected, there are ways to lower your insurance cost without reducing your coverage. We’ve put together a list of savings and discount options you may be eligible for in order to save on your home and auto insurance.
Read more at www.otip.com/article153
September 2022
Reflections on a new school year
Summer days are getting shorter, and the evenings are getting cooler. Before you know it, you are at the mall for "back to school shopping” for you and your family, and maybe even for the classroom. As you prepare for the new school year, you may be thinking and finding ways to re-engage, refresh, and re-imagine what the new school year will bring, and how you can best enhance or support the learning experience for students in your community. Fall is also a good time to take stock of your own personal goals including those that support your health, wellness and financial security. As members of the Ontario education community, you also have access to exclusive contests, promotions and special offers, including Edvantage--your exclusive savings program.
Read on to learn more about what OTIP has to offer you at: www.otip.com/article149
Summer days are getting shorter, and the evenings are getting cooler. Before you know it, you are at the mall for "back to school shopping” for you and your family, and maybe even for the classroom. As you prepare for the new school year, you may be thinking and finding ways to re-engage, refresh, and re-imagine what the new school year will bring, and how you can best enhance or support the learning experience for students in your community. Fall is also a good time to take stock of your own personal goals including those that support your health, wellness and financial security. As members of the Ontario education community, you also have access to exclusive contests, promotions and special offers, including Edvantage--your exclusive savings program.
Read on to learn more about what OTIP has to offer you at: www.otip.com/article149
Is water damage covered by car insurance?
With floods claiming the top spot for Canada’s most frequent natural hazard, and average annual precipitation increasing nationwide, many Canadian car owners are wondering how far their coverage extends when it comes to protecting their vehicles from water damage.
Whether or not your vehicle is covered for water-related damage depends on your insurance policy and how the damage occurred.
Read more at www.otip.com/article150
With floods claiming the top spot for Canada’s most frequent natural hazard, and average annual precipitation increasing nationwide, many Canadian car owners are wondering how far their coverage extends when it comes to protecting their vehicles from water damage.
Whether or not your vehicle is covered for water-related damage depends on your insurance policy and how the damage occurred.
Read more at www.otip.com/article150
Securing what matters – 5 security tips to make your car theft proof
You may be thinking that your new vehicle is already equipped with the latest security features – and that might be the case – but in reality a lot of basic features aren’t deterring criminals from accessing your car. With rising incidents of theft, especially to newer vehicles, have you wondered if your security was compromised? Here are 5 security tips to make your car more secure against theft.
Read more at www.otip.com/article151.
You may be thinking that your new vehicle is already equipped with the latest security features – and that might be the case – but in reality a lot of basic features aren’t deterring criminals from accessing your car. With rising incidents of theft, especially to newer vehicles, have you wondered if your security was compromised? Here are 5 security tips to make your car more secure against theft.
Read more at www.otip.com/article151.
June 2022
3 ways to safely tow a car behind your RV
RVs are a great way to explore the beautiful natural landscapes Canada has to offer without giving up the comforts of home. However, while RVs provide comfort and flexibility on the road, they’re not ideal for exploring parks, driving around city or residential streets, or finding a parking space. Let’s look at the three methods you can choose from to safely tow a vehicle behind your RV.
Read more at: www.otip.com/article146
RVs are a great way to explore the beautiful natural landscapes Canada has to offer without giving up the comforts of home. However, while RVs provide comfort and flexibility on the road, they’re not ideal for exploring parks, driving around city or residential streets, or finding a parking space. Let’s look at the three methods you can choose from to safely tow a vehicle behind your RV.
Read more at: www.otip.com/article146
Catalytic converter theft:
What is it and what can you do to prevent it
In recent years, Canada has seen an alarming rise in the theft of catalytic converters, particularly since the start of the pandemic. Let’s take a look at what a catalytic converter is, why thieves are targeting it, and what you can do to protect yourself against catalytic converter theft.
Read more at: www.otip.com/article147
What is it and what can you do to prevent it
In recent years, Canada has seen an alarming rise in the theft of catalytic converters, particularly since the start of the pandemic. Let’s take a look at what a catalytic converter is, why thieves are targeting it, and what you can do to protect yourself against catalytic converter theft.
Read more at: www.otip.com/article147
Renovations that you should call your insurance broker about
If you’re like many other Canadian homeowners who have recently come out of the pandemic, chances are you have either completed some type of renovation or have something planned in the future. Here’s a list of situations that are important to review with your broker ahead of time.
Read more at: www.otip.com/article148
If you’re like many other Canadian homeowners who have recently come out of the pandemic, chances are you have either completed some type of renovation or have something planned in the future. Here’s a list of situations that are important to review with your broker ahead of time.
Read more at: www.otip.com/article148
May 2022
Do electric vehicles need maintenance?
With the rising cost of fuel and the growing movement for a more sustainable future, electric vehicles (EVs) can seem like a win-win for the planet and your bank account. But how do electric vehicles compare to conventional gasoline-powered vehicles when it comes to maintenance?
Read more at www.otip.com/article144.
With the rising cost of fuel and the growing movement for a more sustainable future, electric vehicles (EVs) can seem like a win-win for the planet and your bank account. But how do electric vehicles compare to conventional gasoline-powered vehicles when it comes to maintenance?
Read more at www.otip.com/article144.
Impact of climate change on home insurance
Both insurers and homeowners need to consider the impact climate change will have on the future of insurance, and what they can do now to prepare for climate change-related risks. Here are steps homeowners can take to protect their homes from extreme weather conditions.
Read more at www.otip.com/article143.
Both insurers and homeowners need to consider the impact climate change will have on the future of insurance, and what they can do now to prepare for climate change-related risks. Here are steps homeowners can take to protect their homes from extreme weather conditions.
Read more at www.otip.com/article143.
What is usage-based insurance and is it right for you?
Wondering if usage-based car insurance is right for you? We’ve put together a guide to help break down the frequently asked questions of UBI programs.
Read more at www.otip.com/article145.
Wondering if usage-based car insurance is right for you? We’ve put together a guide to help break down the frequently asked questions of UBI programs.
Read more at www.otip.com/article145.